Saturday, January 19, 2008

Who Has the Right to Access Your Information?

It can be difficult to determine WHO has the right to access your information. This is especially true in situations where you are requested to divulge information such as Social Security Numbers (for employment or rentals). Who has the right to demand that information and do you have the right to refuse?

You may also be concerned with who is accessing your information within businesses or government agencies. Understanding the need for your information can help you judge whether providing it is in your best interest.

Your Social Security Number is Your Biggest Threat

While information such as your name, date of birth, mother’s maiden name, address etc. are easily traced it is your SSN that is the biggest threat. If thieves know your SSN they can access your banking information, utilities and other personal information as well as establish new credit in your name.

Although originally the SSN was only to be used for Social Security programs it is now commonly used for filing purposes including bank accounts, employee, student and medical records. This makes your SSN a free pass gaining access to your personal information.

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